Big banks dominate today’s financial system, but that wasn’t always the case. For much of American history, local banks—small, community-focused institutions—had the power to create money and invest in the people around them. That power has dwindled, leaving communities with fewer resources and greater dependence on institutions with no local ties. In _The Banks We Deserve_, Oscar Perry Abello explores how reclaiming community banking could restore economic agency, fund local needs, and challenge the grip of megabanks on our future.
It’s a book on local banking you could find at a local book store like, say, Main Street Books 
And we should feel lucky that out here in Minot, community banking has not been lost. The topic is still worthy, Next City has more.
